Permanent loss of use of your horse

Permanent loss of use insurance covers up to 100% of the insured sum of your horse if for some reason it becomes unable to perform the activity for which it is intended. Despite the amount of care and devotion you dedicate to your horse to ensure its safety and well being, accidents that could result in it being damaged or harmed in some way are always a possibility. It's therefore an extremely good idea to take out an equine insurance package that features some permanent loss of use policy feature.

Two types of permanent loss of use cover are available at Compare Horse Insurance. In the extremely unfortunate event of your horse sustaining injury or illness that renders it completely incapacitated, both equine insurers featured on our site can offer you up to 100% of the sum insured. You'll need to take your horse to the vet so that it can be thoroughly examined after the accident and the extent of the damage can be ascertained. If treatment is deemed not possible then you'll be able to make a claim. If you choose to keep the horse in retirement you'll be eligible to receive up to 85 % of the insured sum. But because your horse may suffer a less severe injury and only be partially incapacitated we'll also offer you the option of purchasing up to 60% loss of use cover. You can take out this type of cover if your horse is still usable for light hacking or breeding, for example.

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